The fine print, unhidden

Disclosures & licensing

Who operates this website

This website is published on behalf of Jeramy Williams, Branch Manager & Sr. Loan Officer, NMLS #257853 (verify via NMLS Consumer Access), of Fairway Independent Mortgage Corporation (dba Fairway Home Mortgage), NMLS #2289 (verify via NMLS Consumer Access), 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. The Williams Group operates from the Franklin, TN branch, 6550 Carothers Parkway, Suite 220, Franklin, TN 37067.

Individual licensing

Jeramy Williams is licensed to originate mortgage loans in Tennessee, Alabama, Arizona, California, Florida, Georgia, Iowa, Kentucky, Missouri, North Carolina & Wisconsin:

Tennessee — 257853
Alabama — 257853
Arizona — BK-0904162
California — CA-DOC257853 (DFPI; CRMLA License No. 41DBO-78367)
Florida — LO125089
Georgia — Georgia Residential Mortgage Licensee
Iowa — 51443
Kentucky — MC890648
Missouri — 257853
North Carolina — I-225631
Wisconsin — 257853

Josh Williams, Loan Officer Assistant (licensed), NMLS #872209 (NMLS Consumer Access), Tennessee license #872209 and Georgia Residential Mortgage Licensee #21158. Other team members named on this site do not originate mortgage loans unless an NMLS number is shown beside their name.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No. 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License.

Not a commitment to lend

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. For complete state licensing information and legal disclosures, visit Fairway’s Legal Disclosures page.

Government programs and THDA

Fairway Independent Mortgage Corporation is not affiliated with, or acting on behalf of or at the direction of, FHA, VA, USDA, THDA, or any government agency.

THDA Great Choice, Great Choice Plus and Homeownership for Heroes are programs of the Tennessee Housing Development Agency, a state agency. Program terms, income limits, purchase price limits, assistance amounts and interest rates are set by THDA and change without notice; the figures on this site were current as of the date shown and must be confirmed with Jeramy before relying on them. Down payment assistance is available for qualified buyers only — income, purchase price, credit score and homebuyer-education requirements apply. Assistance is a loan, not a grant, and must be repaid under the terms of the second mortgage. THDA figures on this site were taken from thda.org and the THDA Acquisition Cost & Income Limits sheet dated August 1, 2026. Down payment assistance is available for qualified buyers only; it is not “free money.”

Calculator & educational content

Calculator results are estimates for illustrative and educational purposes only, are not a quote, rate lock, pre-qualification or pre-approval, and accuracy is not guaranteed. Actual rates, payments, taxes, insurance and mortgage insurance vary by scenario. Contact Jeramy for figures specific to your situation.

All educational content on this site is general in nature and provided for informational purposes only. It is not financial, legal or tax advice and does not consider your individual circumstances. Program guidelines, loan limits, income limits and eligibility criteria change frequently; confirm current requirements with Jeramy directly. Sample interest rates shown are for illustration only and are not an offer, quote or advertisement of available terms.

Privacy

This website does not collect, store or transmit personal information. It contains no contact forms, no analytics trackers, no advertising pixels and no cookies set by this site. Links to apply or upload documents route to Fairway Independent Mortgage Corporation’s secure systems, which are governed by Fairway’s privacy policy. Third-party sites linked from this site (THDA, review platforms, social networks) maintain their own privacy practices.

Reviews & awards

Review highlights displayed on this site are shortened paraphrases of verified client reviews. Complete original reviews are available at Experience.com and the other platforms linked on the reviews page. Testimonials reflect individual experiences; results vary and are not guaranteed. Scotsman Guide Top Originators rankings are published annually by Scotsman Guide; Top 1% recognition by Mortgage Executive Magazine is as reported on the loan officer’s public profiles.