Loan programs
Every option, explained like you’re a friend.
Seven programs, zero jargon. Each page tells you who the loan is great for, the facts at a glance, and the questions buyers actually ask — then Jeramy tells you which two or three fit your situation.
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →USDA Loans
$0 down for homes in eligible smaller communities — parts of Maury, Marshall, Hickman and Dickson counties qualify, and most buyers have no idea.
Learn more →Jumbo Loans
Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →Down Payment Assistance (THDA)
Tennessee has real down payment help — THDA’s Great Choice Plus can put up to $15,000 (or $25,000 on new construction) toward your down payment and closing costs for qualified buyers.
Learn more →Refinancing
Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Jeramy will show you. When it doesn’t, he’ll tell you.
Learn more →Not sure which one?
Nobody is at first. Text Jeramy what you’re trying to do and get a real answer.
Text 615-610-6010 →
Have a question? Just text the team.
No pressure, no jargon, no obligation — a straight answer from a team that has been doing this since 2002. Text, call, or apply whenever you’re ready.